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Surf City NC Neighborhood Guide

Located at the central point of Topsail Island, North Carolina, the town of Surf City was incorporated in 1949 and spans portions of both the island and the mainland.

A central hub for island residents, Surf City is host to one of the only two bridge access points to Topsail Island, and is home to most of the island's commercial businesses, services, restaurants, gift shops, and accommodations.

The Town of Surf City, NCCheck below for an updated list of residential neighborhoods, condominium, and townhome communities, or click on any property listings displayed below to learn more about amenities, area maps, school information, and photos.


Neighborhoods and Subdivisions


  • Atkinson Point
  • Boca Bay
  • Buccaneer Beach
  • Del Mar Beach
  • Diamond Point
  • Gabes Point
  • Grady Moore Beach
  • Holiday Heights
  • Horse Hammock
  • Island Oaks
  • J H Batts
  • Live Oaks Of Topsail
  • Old Settlers Beach
  • Osprey Cove at Boca Bay
  • Pleasant Cove
  • Sandy Ridge
  • Sears Landing
  • Shady Dunes
  • Shaes Landing
  • Topsail Cove
  • Waterside

Condos and Townhomes


  • Bryans Court
  • Egret Landing
  • Harbor Sound Townhomes
  • Surf Condos
  • Topsail Landing
  • Tritons Village
  • Turtle Cove

Available Now in Surf City - Call Us About These Properties!

308 S Shore Drive Unit #A, Surf City image
308 S Shore Drive Unit #A, Surf City $1,150,000

Make yourself at home in this oceanfront townhome featuring an open floor plan, offering unrestricted ocean views. Located in a prime island location just over the Surf C...

  • 3 Beds
  • 3 Baths
107 Bay Drive Unit #B, Surf City image
107 Bay Drive Unit #B, Surf City $615,000

Come and enjoy the best sunset views that Surf City has to offer! With two balconies and a shared dock in your backyard, you'll be living the salt life with fishing, kaya...

  • 3 Beds
  • 6 Baths
512 N Shore Drive Unit #A, Surf City image
512 N Shore Drive Unit #A, Surf City $499,000

Enjoy life on the Atlantic Ocean in this townhome with ocean views and deeded private beach access. This home is a desirable end unit with extra windows and shared wall o...

  • 2 Beds
  • 2 Baths
1918 N New River Drive, Surf City image
1918 N New River Drive, Surf City $675,000

Don't miss this jewel! Baker Hall has had the same owner for over 40 years! It's time for a new venture. With replacing the roof, HVAC, replacing vinyl siding with Hardbo...

  • 3 Beds
  • 2 Baths
427 Edgewater Way Unit #Lot 212, Surf City image
427 Edgewater Way Unit #Lot 212, Surf City $565,290

Within walking distance to Surf City beaches, local eateries, shopping and all that gorgeous Topsail Island has to offer, the Harbor Oak is ready to be your new home!In t...

  • 4 Beds
  • 3 Baths
402 S Shore Drive, Surf City image
402 S Shore Drive, Surf City $1,500,050

Come Take-It-Ezy in the heart of Surf City! Completely remodeled in 2019, this 5 bedroom, 2 bath OCEAN FRONT home is waiting for YOU! Walking distance from everything Sur...

  • 5 Beds
  • 2 Baths
108 Charlotte Avenue, Surf City image
108 Charlotte Avenue, Surf City $1,069,000

Looking to move to coastal Carolina? This is the home you've been waiting for. Enjoy views of the Atlantic Ocean, The Intercoastal Waterway & the Surf City bridge. Take a...

  • 5 Beds
  • 3 Baths
7046 7th Street, Surf City image
7046 7th Street, Surf City $1,350,000

The Castle on the Canal. This Colossal Canal Front Property absolutely checks all the boxes. Conveniently located in the heart of Surf City, accessible to entertainment a...

  • 5 Beds
  • 4 Baths
1412 S Shore Drive, Surf City image
1412 S Shore Drive, Surf City $1,200,000

Location! Location! Location! Welcome to a great investment property or make this your own personal home on beautiful Topsail Island! This 5 bedroom, 3 bath Ocean Front h...

  • 5 Beds
  • 3 Baths
8 Diamond Point Court, Surf City image
8 Diamond Point Court, Surf City $510,000

Build your dream home on this great waterfront lot in the new community of Diamond Point. This beautiful waterfront development in Surf City has 10 homesites that come wi...

823 N New River Drive, Surf City image
823 N New River Drive, Surf City $699,900

New waterfront townhome on Topsail Island offers expansive views and beautiful sunsets over the sound, marshes and Intracoastal Waterway. Features include vaulted ceilin...

  • 4 Beds
  • 4 Baths
823 N New River Drive, Surf City image
823 N New River Drive, Surf City $699,900

New waterfront townhome on Topsail Island offers expansive views and beautiful sunsets over the sound, marshes and Intracoastal Waterway. Features include vaulted ceilin...

  • 4 Beds
  • 4 Baths
918 N New River Drive Unit #123, Surf City image
918 N New River Drive Unit #123, Surf City — Surf Condominiums $410,000

Ocean Front Condo in the desirable Surf Condos of Surf City! Enjoy expansive views of the beach from this second floor condo or relax by the huge community pool and enjo...

  • 1 Beds
  • 2 Baths
1906 S Shore Unit #A, Surf City image
1906 S Shore Unit #A, Surf City $1,195,000

Topsail Island living at it's finest! Right on the Atlantic Ocean awaits your perfect beach home! Better than new, just bring your toothbrush. This Eloquently FULLY Furni...

  • 4 Beds
  • 3 Baths
318 N Topsail Drive, Surf City image
318 N Topsail Drive, Surf City $925,000

New Construction. This 4 bedroom, 3 bath house will have all the extras. Elevator, carpet LVP and tile floors, with granite counter tops. ceiling fans in all bedrooms ...

  • 4 Beds
  • 4 Baths
1135 S Topsail Drive, Surf City image
1135 S Topsail Drive, Surf City $895,000

Welcome to 1135 South Topsail Drive. This lovely Beach home just a 50 ft. walk from your deeded beach access! A lovely beach cottage sitting on on a 1.76 acre sound side ...

  • 4 Beds
  • 4 Baths
260 Little Kinston Road, Surf City image
260 Little Kinston Road, Surf City $1,750,000

This is the one that you have been waiting for and dreaming of!!! Waterfront w/ Boat Access and Dreamy Live Oak Trees!!!! This absolutely stunning home overlooks the In...

  • 5 Beds
  • 5 Baths
1618 S Shore Drive, Surf City image
1618 S Shore Drive, Surf City $1,595,000 ▼

This immaculate 5 bedroom, 4 bath reverse floor plan oceanfront home complete with elevator, large decks and income is sure to be an oceanfront treasure.The home features...

  • 5 Beds
  • 4 Baths
501 Edgewater Way Unit #Lot 208, Surf City image
501 Edgewater Way Unit #Lot 208, Surf City $519,790 ▼

Welcome to Waterside! Within walking distance to Surf City beaches, local eateries shopping and all that gorgeous Topsail Island has to offer. In the highly sought after ...

  • 4 Beds
  • 3 Baths
503 Edgewater Way Unit #Lot 207, Surf City image
503 Edgewater Way Unit #Lot 207, Surf City $452,290 ▼

Welcome to Waterside, in Surf City! Within walking distance to local eateries shopping and the island The Eaton plan is a perfect home for relaxation and entertaining wit...

  • 3 Beds
  • 2 Baths
5011 5th Street, Surf City image
5011 5th Street, Surf City $475,000

If you are looking for a part of Topsail Island to call your own, this could be it. This cute beach cottage offers 3 bedrooms, and 1 full bath. Located right next to t...

  • 3 Beds
  • 1 Baths
808 A S Topsail Drive, Surf City image
808 A S Topsail Drive, Surf City $715,000 ▼

Well built custom home reverse floor plan with top floor living area. Private offset upper decks front and rear for beauty and privacy. Offers two Master suites includi...

  • 4 Beds
  • 4 Baths
106 Driftwood Drive, Surf City image
106 Driftwood Drive, Surf City $799,000 ▼

LIKE NEW! TURNKEY!! Ready for the rental market or for your family and friends!You must see this exceptionally decorated and restored rancher on the island! Let 106 Drift...

  • 4 Beds
  • 3 Baths
3082&3084 3rd Street, Surf City image
3082&3084 3rd Street, Surf City $1,600,000

This is your chance for an unbelievable opportunity for one of a kind property on the canals of Surf City. There is nothing left like this on the entire island. Lots 34 a...

1807 N Shore Drive, Surf City image
1807 N Shore Drive, Surf City $899,500

Welcome home to the best of both worlds in SURF CITY!! This 4 bedroom, 3.5 bath house would be a rental powerhouse, 2nd home or primary. You get an oceanfront view for a ...

  • 3 Beds
  • 3 Baths
2016 N New River Drive, Surf City image
2016 N New River Drive, Surf City $759,500

Awesome 4 bedroom, 2 bath beach cottage in Surf City/Topsail Beach being sold completely furnished excluding a few items! Amazing ocean sunrises from the decks and islan...

  • 4 Beds
  • 2 Baths
9038 W 9th Street, Surf City image
9038 W 9th Street, Surf City $1,200,000

This Is The One!!! You finally have the opportunity to live the good life at the beach in a fully renovated, turnkey ready, fully furnished home on the deep water canal ...

  • 6 Beds
  • 5 Baths
1113 Sapphire Avenue, Surf City image
1113 Sapphire Avenue, Surf City $759,000

Relax while enjoying coastal living in Surf City on Topsail Island Island at Osprey Point!!! This beautiful new construction townhome offers an open living concept, rever...

  • 4 Beds
  • 5 Baths
508 Edgewater Way Unit #Lot 195, Surf City image
508 Edgewater Way Unit #Lot 195, Surf City $484,870 ▼

Surf City's newest community, Waterside, is now Selling!!! Within walking distance to local eateries shopping and the island. This Darby gives you 4 bedrooms on the main ...

  • 4 Beds
  • 3 Baths
415 Edgewater Way Unit #Lot 218, Surf City image
415 Edgewater Way Unit #Lot 218, Surf City $482,940 ▼

Surf City's newest community, Waterside, is now selling! Within walking distance to Surf City beaches, local eateries shopping and all that gorgeous Topsail Island has t...

  • 4 Beds
  • 2 Baths
1803 N New River Drive, Surf City image
1803 N New River Drive, Surf City $784,000 ▼

Sit on your deck and enjoy the breezes. It's your choice-watch the sunrise from the front or the beautiful colors of the sunset from the back. You can make this well-main...

  • 4 Beds
  • 2 Baths
6017 6th Street, Surf City image
6017 6th Street, Surf City $1,900,000

Loving where you live is easy. Imagine pulling into the charming canal streets neighborhood where your home and vacation meet. Discover Topsail Island, Surf City, a beac...

  • 5 Beds
  • 6 Baths
408 S Topsail Drive, Surf City image
408 S Topsail Drive, Surf City $1,340,000 ▲

Luxurious custom 5 bedroom, 4.5 bath new construction home in the heart of Surf City. House is 2448 square feet with a designer kitchen including whirlpool stainless appl...

  • 5 Beds
  • 5 Baths
321 N New River Drive, Surf City image
321 N New River Drive, Surf City $1,115,000

Opulent soundfront 6 bedroom, 4.5 bath new construction home in the best location in Surf City. House is 2262 square feet with a designer kitchen including whirlpool stai...

  • 6 Beds
  • 5 Baths
13900 Nc 50, Surf City image
13900 Nc 50, Surf City $499,900

Already cleared lot zoned C3 in Surf City on the main corridor before the Surf City Bridge. This lot is surrounded by flourishing business, next to Surf City Car Wash, ac...

104 Diamond Point Court, Surf City image
104 Diamond Point Court, Surf City $1,099,000

Under Construction now by Channel Marker Builders, this new home comes with a pool & boat slip! Looking for that ''WOW Factor'' this is it. Featuring 4 bedrooms, 3.5 bath...

  • 4 Beds
  • 4 Baths
711 S Topsail Drive, Surf City image
711 S Topsail Drive, Surf City $925,000 ▼

Spectacular views of the sound and Intracoastal Waterway abound! A wall of windows bringing in those views greet you as you enter the top floor of this beautifully furnis...

  • 4 Beds
  • 4 Baths
433 Edgewater Way Unit #Lot 209, Surf City image
433 Edgewater Way Unit #Lot 209, Surf City $484,870 ▼

Surf City's newest community, Waterside, is now selling! Within walking distance to Surf City beaches, local eateries shopping and all that gorgeous Topsail Island has t...

  • 4 Beds
  • 2 Baths
422 Edgewater Way Unit #Lot 185, Surf City image
422 Edgewater Way Unit #Lot 185, Surf City $562,790 ▼

Within walking distance to Surf City beaches, local eateries, shopping and all that gorgeous Topsail Island has to offer, the Harbor Oak is ready to be your new home!In t...

  • 4 Beds
  • 3 Baths
429 Edgewater Way Unit #Lot 211, Surf City image
429 Edgewater Way Unit #Lot 211, Surf City $458,665 ▼

Welcome to Waterside, in Surf City! Within walking distance to local eateries shopping and the island The Eaton plan is a perfect home for relaxation and entertaining wit...

  • 3 Beds
  • 2 Baths
420 Edgewater Way Unit #Lot 184, Surf City image
420 Edgewater Way Unit #Lot 184, Surf City $494,990 ▼

Welcome to Waterside! Within walking distance to Surf City beaches, local eateries shopping and all that gorgeous Topsail Island has to offer. In the highly sought after ...

  • 4 Beds
  • 3 Baths
426 Edgewater Way Unit #Lot 187, Surf City image
426 Edgewater Way Unit #Lot 187, Surf City $504,990 ▼

Welcome to Waterside! Within walking distance to Surf City beaches, local eateries shopping and all that gorgeous Topsail Island has to offer. In the highly sought after ...

  • 4 Beds
  • 3 Baths
107 Charlotte Avenue, Surf City image
107 Charlotte Avenue, Surf City $1,249,000

This beautiful and modern island home by Ridgestone Construction features an open airy floorplan with vaulted ceilings, oversized fixed glass windows, sprawling porches w...

  • 4 Beds
  • 4 Baths
414 Edgewater Way Unit #Lot 181, Surf City image
414 Edgewater Way Unit #Lot 181, Surf City $534,870 ▼

Surf City's newest community, Waterside, is now selling! Within walking distance to Surf City beaches, local eateries shopping and all that gorgeous Topsail Island has to...

  • 4 Beds
  • 3 Baths
216 Little Kinston Road, Surf City image
216 Little Kinston Road, Surf City $625,000

Unique 2 bedrooms 2 bathroom waterfront bungalow. The main house offers 1 Bedroom, 1 Full bath, full kitchen, dining room, and a large living room. Large screened-in porc...

  • 1 Beds
  • 1 Baths
504 Edgewater Way Unit #Lot 193, Surf City image
504 Edgewater Way Unit #Lot 193, Surf City $461,790 ▼

Welcome to Waterside, in Surf City! Within walking distance to local eateries shopping and the island The Eaton plan is a perfect home for relaxation and entertaining wit...

  • 3 Beds
  • 2 Baths
4061 4th Street, Surf City image
4061 4th Street, Surf City $999,000 ▼

Beautiful home on deep water canal! Ground floor offers a large garage with an additional large storage room, and a garage door that opens up unto the back yard. Deck ove...

  • 4 Beds
  • 3 Baths
102 Dunes Court, Surf City image
102 Dunes Court, Surf City $649,900 ▼

Nestled deep in a maritime forest, 102 Dunes Court is a quiet sanctuary away from life's hustle and bustle. Located in the desirable waterfront community of Island Oaks ...

  • 3 Beds
  • 2 Baths
1116 Sapphire Avenue, Surf City image
1116 Sapphire Avenue, Surf City $759,000 ▲

Relax with the coastal living in the heart of the Greater Topsail Region at Osprey Point!!! This beautiful new construction townhome offers an open living concept, revers...

  • 4 Beds
  • 5 Baths
709 S Shore Drive, Surf City image
709 S Shore Drive, Surf City $1,259,000

New construction home within the highly desirable area of Surf City called the S-Curve. Second row home with great ocean front views. This home offers four large bedrooms...

  • 4 Beds
  • 4 Baths
9089 9th Street, Surf City image
9089 9th Street, Surf City $1,290,000 ▼

This beautiful home is located on the coveted, deep water canal front! With 5 spacious bedrooms, 3 1/2 bathrooms, elevator, amazing multi level porches, dock and boat lif...

  • 5 Beds
  • 4 Baths
4025 4th Street, Surf City image
4025 4th Street, Surf City $1,099,000 ▼

Absolutely stunning beach home with decks front and back. Personal boat ramp into the canal to go along with a 10,000lb boat lift and pontoon lift on the private covered...

  • 4 Beds
  • 4 Baths
502 Edgewater Way Unit #Lot 192, Surf City image
502 Edgewater Way Unit #Lot 192, Surf City $519,590 ▼

Welcome to Waterside! Within walking distance to Surf City beaches, local eateries shopping and all that gorgeous Topsail Island has to offer. In the highly sought after ...

  • 4 Beds
  • 3 Baths
4013 4th Street, Surf City image
4013 4th Street, Surf City $449,000 ▼

Come see this beautiful and unique property on the highly sought after canal streets. This cozy home is located on 4th street, it has canal views and ocean views! Conveni...

  • 4 Beds
  • 4 Baths
603 S Shore Drive, Surf City image
603 S Shore Drive, Surf City $1,349,000 ▲

New home second-row from the beach on Topsail Island offers expansive ocean views and beach access just across quiet South Shore Drive inside the S-curve. Features includ...

  • 4 Beds
  • 3 Baths
270 Little Kinston Road, Surf City image
270 Little Kinston Road, Surf City $899,000 ▼

Build your waterfront dream house on this already cleared, water and sewer connected ICWW front lot WITH A RAMP!!! House used to be on the lot and was removed in 2020. Lo...

404 Edgewater Way Unit #Lot 176, Surf City image
404 Edgewater Way Unit #Lot 176, Surf City $485,340 ▼

Surf City's newest community, Waterside, is now selling! Within walking distance to Surf City beaches, local eateries shopping and all that gorgeous Topsail Island has t...

  • 4 Beds
  • 2 Baths
7 Diamond Point Court, Surf City image
7 Diamond Point Court, Surf City $550,000

Lot 7 in Diamond Point is a waterfront property with a boat slip included in listing price! CAMA has just approved a boat lift for all wet slips in Diamond Point! This Ne...

N New River Drive, Surf City image
N New River Drive, Surf City $575,000 ▲

Zoned commercial and residential, this lot has unbelievable potential! Road frontage on 2 sides. Buy for commercial purposes, and use the adjacent lot at 2003 3rd as ad...

308 S Topsail Drive, Surf City image
308 S Topsail Drive, Surf City $549,900 ▼

Cute beach cottage with 3 bedrooms and 2 baths in the heart of Surf City. Within a few blocks to everything Surf City has to offer. The beach, shopping and dining are m...

  • 3 Beds
  • 2 Baths
14254 Roland Avenue, Surf City image
14254 Roland Avenue, Surf City $799,900

LOCATION-LOCATION-LOCATION! 4000 sq. ft. Commercial building with 4 rental units and 118 ft. of frontage on Highway 50 in Surf City. At the bottom of the Surf City Bridge...

9016 W 9th Street, Surf City image
9016 W 9th Street, Surf City $825,000

Build Your Dream Home. New Construction home will be built on a hard to find lot on 9th street in Surf City. A short walk to the beach, shopping, bars and restaurants. Th...

  • 4 Beds
  • 4 Baths
Lot 37 N Jennifer Lane, Surf City image
Lot 37 N Jennifer Lane, Surf City $695,000

$50K Seller credit for boat dock with acceptable offer. Build your dream waterfront estate from this acre lot on the sound in Surf City. Breathtaking Views of the ICW & T...

455 Mill Creek Rd. Tracks 2 & 3, Surf City image
455 Mill Creek Rd. Tracks 2 & 3, Surf City $995,000 ▼

Amazing development opportunity close to the beaches of Topsail Island. This is currently two lots being sold as one 25.82 Acre plot. Preliminary survey shows possible 67...

119 N Shore Drive, Surf City image
119 N Shore Drive, Surf City $495,000 ▼

Here is your chance to own a commercial lot in the heart of Surf City. Walking distance to bars, restaurants, and shops and beach access is nearby. Can be used as residen...

Lot 5 Island Court, Surf City image
Lot 5 Island Court, Surf City $480,000

This 9,530 sq. ft. Maritime Forest lot is just a three-minute walk to the beach. It is conveniently located between Topsail Beach and the Surf City central business distr...

14001 Nc Highway 50, Surf City image
14001 Nc Highway 50, Surf City $3,750,000 ▼

Don't miss this business opportunity of a lifetime. This is your chance to own and profit from Surf City's only established MINI STORAGE BUSINESS! This mini storage comes...

52 Nc Hwy 50, Surf City image
52 Nc Hwy 50, Surf City $950,000

Large 5+/- Acre lot in Surf City. Zoned C3. Many opportunities!

2717 S Shore Drive, Surf City image
2717 S Shore Drive, Surf City $1,249,000 ▼

Welcome to the Big Kahuna!!! This fantastic 4 story ocean front property boasts 8 bedrooms and 4.5 bathrooms! This spacious home is beautifully decorated and has both sp...

  • 8 Beds
  • 5 Baths
14260 Nc Hwy 50, Surf City image
14260 Nc Hwy 50, Surf City $850,000 ▼

This Surf City C1 property is located at the gateway to Topsail Island. Road frontage on Hwy 50 and road frontage on Atkinson Point. Property was operated as a family own...

210 Hwy Off, Surf City image
210 Hwy Off, Surf City $495,000

This is 2 parcels being sold as one tract. One parcel is 8.2 acres and the adjoining parcel is 5.79 acres4225-49-7213-0000 is 8.2 acres4225-49-5517-0000 is 5.79 acresPos...

Lot 44 Nc Hwy 50, Surf City image
Lot 44 Nc Hwy 50, Surf City $799,000 ▲

Wooded lot zoned C3 in Surf City on the main corridor before the swing bridge. NC Department of Transportation has a temporary utility easement on the front of this lot.

Lot 49 Nc Hwy 50, Surf City image
Lot 49 Nc Hwy 50, Surf City $799,000 ▲

Wooded lot zoned C3 in Surf City on the main corridor before the Surf City Bridge. 6.92 acres per Pender GIS records, however, when using the mapping tool on GIS website,...

Copyright 2022 NCRMLS. All rights reserved. North Carolina Regional Multiple Listing Service, (NCRMLS), provides content displayed here (“provided content”) on an “as is” basis and makes no representations or warranties regarding the provided content, including, but not limited to those of non-infringement, timeliness, accuracy, or completeness. Individuals and companies using information presented are responsible for verification and validation of information they utilize and present to their customers and clients. NCRMLS will not be liable for any damage or loss resulting from use of the provided content or the products available through Portals, IDX, VOW, and/or Syndication. Recipients of this information shall not resell, redistribute, reproduce, modify, or otherwise copy any portion thereof without the expressed written consent of NCRMLS.

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